Matt Gul has connections with various Canadian banks and individual mortgage brokers. It would be a pleasure to introduce potential West Vancouver home buyers and sellers to the financial advisers to get mortgage pre approval.
GET PRE-APPROVED FOR A MORTGAGE
It is always in your best interest to be pre-qualified for a loan before starting your search. No matter prior experience circumstances or reasons for buying, the current rates, approval and unexpected challenges should be addressed before you have a serious intention of buying.
The pre-approval process involves meeting with a lender and authorizing them to examine your current financial situation and credit history, which results in the amount and rate that you will be able to borrow.
THE BENEFITS OF PRE-QUALIFICATION
- Knowing what you can afford enables you to plan accordingly — it allows you to understand the difference between how much you will be lent and how much you can actually afford to pay each month.
- As a qualified buyer, you will be taken more seriously when you make an offer on a home.
Why Use a Mortgage Professional?There are generally two ways to obtain a mortgage in Canada: From a bank or from a licensed mortgage professional.A bank will only offer the products from their particular institution.A licensed mortgage professional will offer their clients a myriad of options from Canada’s largest banks, credit unions, and trust companies — providing their clients more choices and access to hundreds of mortgage products!Whether you are purchasing a home for the first time, taking out equity from your home or your current mortgage is simply up for renewal, it is important that you are making an educated buying decision with professional unbiased advice.
- You are able to take the time to understand the short and long-term implications, allowing you to make informed decisions and research your options.